Please read these Terms of Use ("Terms") carefully before using senior-advisors.org (the "Website"), operated by Senior Advisors ("we," "us," or "our"). These Terms constitute a legally binding agreement between you and Senior Advisors governing your access to and use of the Website and all services provided through it.
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website.
The Website is intended for use by residents of the United States who are at least 18 years of age. By using the Website, you represent and warrant that you meet these eligibility requirements. If you do not meet these requirements, you are not authorized to use the Website.
Senior Advisors operates an online platform that connects consumers with licensed insurance agents, brokers, carriers, and other insurance service providers (each, a "Service Partner"). When you submit your information through the Website, we attempt to match you with Service Partners who may be able to assist you in obtaining insurance coverage.
Important: Senior Advisors is not an insurance company, insurance carrier, or insurance agent. We do not underwrite, issue, or bind any insurance policies. We do not guarantee that any Service Partner will contact you, offer you coverage, or provide any specific terms. The insurance products and policies offered by Service Partners are subject to the terms, conditions, exclusions, and limitations of the issuing insurance company. We do not provide insurance, financial, tax, or legal advice of any kind. Any content on the Website is provided for informational purposes only and should not be construed as professional advice.
In the course of using the Website, you may be asked to provide personal information ("User Data"), including but not limited to your name, address, telephone number, email address, date of birth, ZIP code, and information regarding the type of insurance you seek. You represent and warrant that all User Data you provide is accurate, current, and complete, and you agree to update your information as necessary to maintain its accuracy.
Our collection, use, and disclosure of User Data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By submitting User Data through the Website, you consent to the practices described in our Privacy Policy.
By providing your contact information through the Website, you expressly consent to receive communications from Senior Advisors and our Service Partners via telephone (including calls made using an automatic telephone dialing system, artificial or prerecorded voice messages, and text messages), email, and postal mail, at the telephone number(s) and/or email address(es) you provide, even if such number is listed on any state, federal, or internal Do Not Call registry. You understand that your consent is not a condition of purchasing any goods or services.
You may revoke your consent to receive communications from Senior Advisors at any time by emailing us at info@senior-advisors.org or by following the unsubscribe instructions in any communication you receive from us. To opt out of communications from a Service Partner, you must contact that Service Partner directly.
All content, features, and functionality on the Website — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof — are the exclusive property of Senior Advisors or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on the Website without our prior written consent. Any unauthorized use terminates the license granted herein.
You agree not to use the Website for any purpose that is unlawful or prohibited by these Terms. Without limitation, you agree not to:
THE WEBSITE AND ALL CONTENT, SERVICES, FEATURES, FUNCTIONALITY, AND MATERIALS PROVIDED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SENIOR ADVISORS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS. WE MAKE NO WARRANTIES OR REPRESENTATIONS REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT AVAILABLE ON OR THROUGH THE WEBSITE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SENIOR ADVISORS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH (I) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE WEBSITE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE; (III) ANY CONTENT OBTAINED FROM THE WEBSITE; OR (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) TWO HUNDRED DOLLARS ($200.00).
You agree to defend, indemnify, and hold harmless Senior Advisors, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney's fees) arising from (i) your use of and access to the Website; (ii) your violation of any provision of these Terms; (iii) your violation of any third-party right, including any intellectual property, property, or privacy right; or (iv) any claim that your User Data caused damage to a third party.
The Website may contain links to third-party websites, resources, or services that are not owned or controlled by Senior Advisors. We do not endorse and are not responsible or liable for the content, products, services, availability, accuracy, or practices of any third-party websites or resources. Your use of any third-party website is at your own risk and subject to the terms and conditions of use for such websites.
We reserve the right to modify, suspend, or discontinue the Website (or any part thereof) at any time, with or without notice. We also reserve the right to modify these Terms at any time. When we make material changes, we will update the "Effective Date" at the top of this page. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms.
We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason, including but not limited to your breach of these Terms. All provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of Delaware. You irrevocably consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect.
These Terms, together with our Privacy Policy and any other legal notices or policies published by us on the Website, constitute the entire agreement between you and Senior Advisors regarding your use of the Website and supersede all prior agreements, understandings, and communications, whether written or oral.
If you have any questions about these Terms, please contact us at:
Senior Advisors
Email: info@senior-advisors.org
Phone: (866) 255-9417